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Annuity Guide


Annuities can be overwhelming so we have created our annuity guide to help you make the right choices when considering your retirement investment decisions.

Annuities | What are They

Most people think of annuities as a modern income/investment vehicle. Nothing could be further from the truth. Although the annuity products of today differ quite a bit from their historical antecedents, the idea of paying out a flow or stream of income to a person or even a family dates back to the Roman Empire.
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Annuity Types | Indexed Annuities

Indexed annuities, often called “equity-indexed,” “fixed-indexed annuities,” or “hybrid-annuities”, are a type of annuity that combines features from both fixed and variable annuities.
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Annuity Types | Immediate Annuities

An immediate annuity is the first of the three major types of annuity investments. The immediate annuity is also called a single premium immediate annuity or SPIA.
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Annuity Types | Hybrid Annuities

The Hybrid annuity is not your traditional Grandfathers annuity, It is one of the newer iterations or evolutions of annuity products.
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Annuity Types | Fixed Annuities

Fixed annuities are insurance products that are guaranteed to return both the principal you invest plus a fixed rate of interest.
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