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Read The Latest Articles From Annuities HQ

What is an Annuity Fund?

An annuity fund is where the investment portion of your annuity policy resides. There are a two main types of annuity policies and the annuity funds for each are different. Fixed Annuity Funds Fixed annuities have annuity funds that pay a predetermined set rate of...

Retirement For Single People

  How does Retirement Planning and Investing Change for Singles? “Education is the passport to the future, for tomorrow belongs to those who prepare for it today.” - Malcolm X   As the years pass by, time becomes a valuable tool that many wish could be purchased....

Establishing a Guaranteed Retirement Income

Retirement income can be a very stressful topic. How do you know if you will have enough money for retirement and how do you ensure that you do not run out of money? A review of your retirement assets should include a look at the options that exist for setting up a...

Buying Secondary Market Annuities

Considering buying Secondary Market Annuities? Secondary Market Annuities: An individual receives a structured settlement from a personal injury lawsuit (this is the most common scenario). The settlement amount may be quite large, but the payments are distributed...

Secondary Market Annuities

Are you looking to get out of your annuity? So, what exactly are Secondary Market Annuities (SMA’s)? Well, they come in different forms and from different sources, but they are all essentially the same thing. An individual has an income stream from an annuity (or will...

Social Security

Will it still be around when you retire? Many individuals are beginning to wonder if Social Security will even be around when they retire. Here at Annuities HQ we often hear from clients about their concerns on this subject – so we will be presenting a series of...

Exchanging One Annuity For Another

The 1035 Exchange If you are reading this chances are you are considering exchanging one annuity for another. “Section 1035 of the U.S. Tax Code” is the method used to enact the exchange and there are a few important things you should know if this is an option you are...

What Is An Advanced Life Deferred Annuity?

ALDA is short for Advanced Life Deferred Annuity, also known as longevity insurance. An ALDA is basically a long term deferred annuity that doesn’t pay out until you reach an advanced age. How advanced? Think 75, 80 or 85. The longer you wait before you start taking...

What To Look For In A Trusted Financial Advisor

A Trusted Financial Advisor It is important to do your research when considering the purchase of an annuity as there are many factors involved that need to be evaluated: “Is an annuity the right thing for me?” “What type of annuity should I be looking at?” – The list...

Annuity Riders Explained

DEFINITION: Rider: An amendment to an insurance policy that has the effect of either expanding or restricting the policy’s benefits or excluding certain conditions from coverage. When considering investing in an annuity most people are thinking of their retirement and...